Banxa Review
MiCA CASP via AFM (Oct 2025), embedded in 100+ wallets; now private under OSL Group (HKEX:863)
Affiliate link · doesn't affect score · independent methodology
Resumo
Banxa is a B2B-first on-ramp embedded in Ledger Live, MetaMask, Trust Wallet, OKX, Bybit, KuCoin and 100+ other wallets and exchanges. EU users are served by EU Internet Ventures B.V., MiCA-licensed by the AFM in the Netherlands on 2025-10-13 and passported to all 30 EEA countries including Italy. Was publicly listed (TSXV: BNXA) until OSL Group (HKEX: 863) completed a take-private acquisition on 2026-01-02 at C$1.55/share (~C$80M total), with TSXV delisting on 2026-01-05. Founded 2014 in Melbourne by Holger Arians and Domenic Carosa. Card fees 2.99-4.99% all-in; SEPA bank transfer ~1-2%. Apple Pay Express Checkout to €500 on first order with no full KYC.
Italian and EEA users buying inside a wallet (Ledger Live, MetaMask, Trust) who want a MiCA-licensed CASP and Apple Pay Express to €500 without full KYC. APAC users with deep TON Foundation integration post-OSL acquisition.
Buying more than €1,000 and have time for SEPA on an Italian exchange — Kraken, Bitpanda, Young Platform undercut card-rail pricing by 2-3 percentage points. You want public-company transparency (Banxa is now a private OSL Group subsidiary, no financial disclosure post-2026-01-05).
Estatísticas rápidas
- Typical fee ($500)
- 3.5%
- Payment methods
- card, apple-pay, google-pay
- KYC level
- full
- Min purchase
- $30
- Max daily
- $25,000
- Direct to wallet
- Yes
- Countries
- 180+
- Assets
- 175+
Detalhamento da pontuação Skrumble
Leia nossa metodologia de pontuação completa.
Pros
- MiCA CASP license (AFM, 2025-10-13) passported to all 30 EEA countries including Italy
- Embedded in 100+ wallets/exchanges: Ledger Live, MetaMask, Trust Wallet, OKX, Bybit, KuCoin
- Apple Pay Express Checkout to €500 on first order with no full KYC (rare in post-MiCA market)
- 175+ cryptocurrencies via BitPay integration across 20 chains
- Direct-to-wallet non-custodial; Money Transmitter Licenses in 37 US states; FCA, FINTRAC, AUSTRAC coverage
Cons
- Card fees of 3-5% are 2-3 points worse than SEPA on Italian exchanges (Young Platform, Bitpanda)
- Now private subsidiary of OSL Group (HKEX: 863) — no public financials post 2026-01-05 delisting
- Customer support English-only; no confirmed Italian-language help center
- 1-3% spread on top of card fee not separately disclosed at checkout
- SEPA Instant not confirmed in official Banxa docs (SEPA standard 1-3 business days)