Best crypto neobanks in United States
Editorial intro
Crypto-enabled neobanks in the US look different from their UK and EU peers. The largest by users is Cash App (BTC-only, Lightning-capable), the largest by feature scope is Revolut (200+ assets, native staking, self-custody withdrawal added in late 2024). Most US fintechs avoided crypto entirely after the 2023 SVB collapse made banking partnerships harder to keep. For users who want one app to hold fiat + buy crypto + spend on a card, the shortlist is short.
Top picks in United States
1 testedRevolut
Best overallMulti-currency neobank with crypto buy/sell and staking
Broadest US asset coverage in a single neobank app, plus added self-custody withdrawal in 2024.
4.1/5
United States eligibility & rails
- Fiat insurance
- USD balances FDIC-insured via partner bank; crypto holdings are not.
- Self-custody
- Revolut US enabled crypto withdrawals to external wallets in Q4 2024.
- Tax forms
- 1099-MISC for staking & rewards income above $600.
Legal & tax disclaimer · United States
Neobank crypto offerings vary by state and are subject to your bank's deposit insurance and the platform's MSB registration. Holdings are not FDIC-insured even when the underlying fiat account is.