Best crypto neobanks in Canada
Editorial intro
Canada's crypto-neobank shortlist is dominated by Wealthsimple Crypto — an IIROC-registered platform inside the larger Wealthsimple investing app that also handles stocks, ETFs, and TFSAs. Crypto holdings sit alongside CDIC-insured cash and CIPF-protected investments in one Canadian app, with staking on select assets and self-custody withdrawals. For Canadian users who want one app instead of three (bank + broker + exchange), the choice is mostly Wealthsimple plus Revolut Canada for international users.
Top picks in Canada
1 testedRevolut
Best overallMulti-currency neobank with crypto buy/sell and staking
International users in Canada benefit from broader asset coverage than purely Canadian-native apps.
4.1/5
Canada eligibility & rails
- Regulator
- Crypto products sit under CIRO platform-registration framework.
- Tax tracking
- Capital gains on disposals; half-inclusion basis for individuals.
- Self-custody
- Most Canadian neobanks support external-wallet withdrawal.
Legal & tax disclaimer · Canada
Crypto holdings sit outside CIPF investor protection even inside investment platforms that hold CIPF-protected assets in the same account.