Crypto.com Fees in 2026: App, Exchange, Level Up and Withdrawals

How much are Crypto.com fees in 2026? Crypto.com has three price lists, and which one you pay depends on where you trade. The Crypto.com App lists a 0.8% trading fee on buys, sells and swaps, plus a spread in the price, and up to 4% when you pay by card. The separate Crypto.com Exchange charges 0.25% maker and 0.50% taker at its entry level, less if you hold CRO there.

The paid plans of Level Up, Crypto.com's membership program, remove the App's trading fee up to a monthly limit.

Bitcoin withdrawals are where Crypto.com is expensive. Sending bitcoin out costs 0.0004 BTC, about $30, on the Exchange and on App withdrawals of 0.002 BTC or more. That is 20 times what Binance charges.

We read Crypto.com's fees from its own documents on November 8, 2026: the Exchange fee schedule, the App fees and limits document, the EEA fees article and the Level Up page. Crypto.com served its European site to our EU connection, so where a US figure differs or isn't public, we say so.

Card fees come from our card review's October 16, 2026 check. Dollar values use CoinGecko prices from November 8: CRO at $0.04822, bitcoin at $75,917, ether at $2,235 and SOL at $89.33. For the platform itself, see our Crypto.com review.

What does the Crypto.com App charge?

The App charges a 0.8% trading fee when you buy, sell or swap crypto, according to its fees and limits document. The EEA version says the same: 0.80% to buy from your cash balance and 0.80% for a crypto to crypto swap. Paying by debit or credit card costs "up to 4%". That is five times the base fee.

That document is Crypto.com's global App schedule. We read it from an EU connection, so if you are in the US, confirm the fee on the preview screen.

The fee isn't the whole cost. Crypto.com's Level Up page says that even with zero trading fees, "other transaction fees and spread may still apply". The spread is the gap between the price you get and the market price, and Crypto.com doesn't publish it. Its help article on purchase fees says the fee appears on the trade preview screen before you confirm, so check that screen every time.

What does a $1,000 purchase cost in the App?

It depends on how you pay. Bought from cash you deposited by bank transfer, $1,000 of bitcoin costs $8 in trading fee, plus whatever spread the preview shows. Bought straight from a card, the same $1,000 can cost up to $40. Depositing dollars by debit card first and then buying costs $14.90 for the deposit plus $8 for the trade, so a bank transfer is the cheap route.

Rival apps price the same screen differently. Kraken's Instant Buy charges 1% plus a spread, and Coinbase's simple buy publishes no fixed rate, showing its fee and spread only at preview, as our Kraken and Coinbase fees guides record.

Does Level Up remove the App's trading fee?

Yes, up to a limit. Level Up is Crypto.com's membership program, and its help article lists "zero trading fees" as a benefit. On the EEA Level Up page on November 8, 2026 the paid plans were:

• Plus: €3.99 a month or €39.90 a year, zero trading fees on up to US$20,000 of trades a month.
• Pro: €24.99 a month or €249.90 a year, zero trading fees on up to US$50,000 a month.
• Private: a 12-month CRO stake starting at €45,000, with no volume limit.

The page adds that "other transaction fees and spread may still apply", so the spread stays. It also says the rebates don't apply to Crypto.com Advanced, the name Crypto.com uses for its Exchange in some regions. The first 30 days are free.

Here is the break-even. A monthly Plus plan pays for itself once you trade about €500 a month in the App (€3.99 divided by 0.8%). On the yearly plan the break-even falls to about €416. Pro needs about €3,124 a month before it beats paying the fee.

US prices differ. On Crypto.com's US Level Up page on November 8, 2026, Plus cost US$4.99 a month and Pro US$29.99, the same as when our Crypto.com card review checked in October. That puts the US break-even for Plus at about $624 a month. The US page didn't show volume limits.

What does the Crypto.com Exchange charge?

The Exchange charges 0.25% maker and 0.50% taker below $10,000 of 30-day spot volume, falling to 0.08% and 0.18% from $500,000. It is a separate trading platform with its own app and an order book, and its fee schedule was last updated on November 8, 2026. A maker order adds liquidity by waiting on the book; a taker order fills at once against it.

More volume means lower rates. Crypto.com updates fee rates at 04:00 UTC every day. Forced liquidations on margin carry a 0.5% fee. High-volume traders can apply to a separate VIP program.

How does the CRO discount work?

You get a discount by holding CRO, Crypto.com's own token, in your Exchange account. The fee page calls this a "CRO Balance" and says it is required to access trading fee benefits; it is a balance, not staking. The size of the discount depends on how much CRO you hold. The table shows the Level 1 rates.

Read the taker column before you buy CRO for this. At 50,000 CRO the maker fee drops to zero, but a market order still costs 0.44%. The CRO itself can fall.

These discounts are quoted at Level 1, where you trade under $10,000 a month, so 12% off the taker fee saves at most $6 a month (0.06% of $10,000). A 10% fall in $2,411 of CRO costs about $241, or 40 months of that maximum saving. The maker discount matters more, and only if you place limit orders. Our guide to what CRO is covers the token.

What does a $1,000 trade cost on the Exchange?

At Level 1 with no CRO, a $1,000 market order costs $5.00 and a $1,000 limit order that fills as a maker costs $2.50. With 50,000 CRO in the account, the same orders cost $4.40 and $0. Both are cheaper than the App's $8, before the App's spread.

What are Crypto.com's withdrawal fees?

Sending bitcoin out costs 0.0004 BTC (about $30) on the Exchange, and 0.0002 or 0.0004 BTC in the App; other coins are priced per network. Crypto deposits are free on both. Each fee document says the quoted withdrawal fee "is based on an estimate of the network transaction fees", so it can change. These are the figures listed on November 8, 2026.

The bitcoin fee is the outlier. At 0.0004 BTC it is 20 times Binance's 0.00002 BTC and about 27 times Kraken's 0.000015 BTC, as our Binance fees and Kraken fees guides record. The App's lower 0.0002 BTC rate only applies below 0.002 BTC (about $152), and on a $76 withdrawal it still takes 20%. Neither will send less than 0.0008 BTC.

Network choice matters for stablecoins. USDT costs 10 to send on Ethereum, 0.8 on Polygon and 0.013 on Plasma, and neither fee list includes Tron for USDT. Check the network first. The wallet you are sending to must support it. Moving coins to another Crypto.com App user is free.

What are Crypto.com's bank deposit and withdrawal fees?

Bank deposits into the App are free. Withdrawals vary. They depend on the currency and the payment rail. These are the App's figures from its fee document.

The Exchange has its own bank rules. Retail clients get free euro withdrawals (minimum €80) and free US dollar deposits by SWIFT. A SWIFT withdrawal in dollars costs $45.

What do Crypto.com futures and the card cost?

On the Exchange, derivatives cost 0.020% maker and 0.040% taker below $500,000 of 30-day derivatives volume, falling to 0.011% and 0.030% from $5 million. Availability depends on where you live; the Exchange says its products are "subject to jurisdictional limitations".

The Crypto.com Visa card has its own fees. When our Crypto.com card review checked them on October 16, 2026, US cardholders on Basic, Plus and Pro paid 3% on foreign currency spending, ATM withdrawals above the free allowance cost 2%, and an unused card cost US$5.95 a month after 12 months. The review covers the UK and EU rates and the rewards.

Why do older guides quote different Crypto.com fees?

Crypto.com has changed its programs several times, and many guides, including our own Crypto.com review until this month, carry old figures. Three are common:

• "1.49% to 2.99% per trade" in the App. The current App document lists a 0.8% trading fee and up to 4% by card. A 1.49% fee does exist, but it applies to depositing dollars by debit card, not to trades.
• CRO "locked for 180 days" fee tiers. The fee page ties the Exchange discount to a CRO Balance held in your account, from 1,000 to 5,000,000 CRO, and lists no lock period for it.
• "CRO staking cuts taker fees by up to 30%." The Exchange calls it a CRO Balance, not staking, and 30% off taker needs 5,000,000 CRO (about $241,100).

How do Crypto.com fees compare?

On entry-level order book fees, Crypto.com's Exchange sits between Binance and the US-based exchanges. To send bitcoin out, it charges far more than Binance or Kraken.

Competitor figures come from our fee guides, read at source between November 3 and 6, 2026. Binance.com doesn't serve US residents, and Coinbase shows its Advanced rates only after you log in. Binance.com has the lowest order book fees in the table. To compare a specific trade, use our crypto fee calculator.

How can you cut your Crypto.com fees?

1. Fund by bank transfer. Bank deposits are free; debit card deposits cost 1.49% in dollars, and card deposits in euros 3.99%.
2. Don't buy with a card. A card purchase can cost up to 4%, five times the App's 0.8% from your cash balance.
3. Price Level Up against your volume. If you trade more than about €500 a month in the App, Plus costs less than the fee it removes. The spread still applies.
4. Use the Exchange with limit orders. A maker order costs 0.25% at Level 1, against 0.8% in the App.
5. Don't buy CRO just for the discount. Below 50,000 CRO the cut is 3% to 8%, and a small fall in CRO's price can cost more than the discount saves.
6. Withdraw bitcoin less often, in larger amounts. On the Exchange the 0.0004 BTC fee is flat, so it hurts most on small sends.
7. Pick a cheap network for stablecoins. USDT costs 0.8 on Polygon, or 0.013 on Plasma, against 10 on Ethereum.

New to buying crypto? Our guide on how to buy bitcoin covers the main routes. For everything beyond Crypto.com fees, read our full Crypto.com review.