Coinbase Fees in 2026: Trading, Advanced and Withdrawal Fees Explained

How much are Coinbase fees in 2026? There is no single number. Coinbase has two trading screens, and only one has a published fee schedule. For order-book trading on Coinbase Advanced, Coinbase's public maker/taker schedule starts at 0.40% for maker orders and 0.60% for taker orders, falling with your 30-day volume; your own Advanced rate shows after you sign in.

The simple Buy and Sell screen works differently. You pay a Coinbase fee plus a spread, Coinbase publishes no fixed rate for either, and you see both only on the order preview. Coinbase One, a paid subscription, removes the simple-trade fee up to a monthly limit but leaves the spread.

Sending crypto off Coinbase costs an estimated network fee, shown before you confirm. US wires cost $10 in and $25 out. Coinbase publishes no fee figure for ACH, debit card, PayPal or instant cashouts.

We read every Coinbase figure on this page from Coinbase's own help center, its Coinbase Exchange fee schedule and its Coinbase One page on November 3, 2026. The competitor rates in the comparison table come from each exchange's own fee page, read on October 17, 2026. Where Coinbase publishes no number, we say so rather than estimate one. For the rest of the platform, see our Coinbase review.

How much does Coinbase charge to buy or sell crypto?

On the simple Buy, Sell and Convert screens, you pay two things: a Coinbase fee and a spread. Neither has a fixed published rate.

The fee, according to Coinbase's pricing and fees disclosures, "can be influenced by factors such as your chosen payment method, order size, market conditions, jurisdictional location, asset, and other costs". It is calculated when you place the order, and Coinbase warns that fees "may vary for similar transactions".

The spread is built into the price you are quoted. Coinbase says it helps lock in your quote while the order processes, and that it "may retain any excess spread". To see it, tap the tooltip next to the asset price on the preview screen. For a convert, the tooltip sits next to the exchange rate.

So the preview screen is the only place your real cost appears. It shows the total you will pay, including spread and fees, and the same breakdown stays in your transaction history afterwards. Coinbase also says it "occasionally tests changes to fees and spread" across regions, assets, order sizes and trade types, which means two people buying the same coin can see different prices.

Simple limit orders cost more

Setting a limit price on the simple screen adds a separate charge. Coinbase takes a limit order execution fee equal to 1% of the amount on every limit buy and limit sell, and it "may also charge a 1.875% Coinbase fee (varies by payment method)". Both appear in the fee breakdown before you submit. If you want to name your price, Coinbase Advanced is usually the cheaper place to do it (see below).

DEX trades carry a service fee

Coinbase's DEX trading feature routes some trades to decentralized exchanges. On top of the usual Coinbase fee, Coinbase may add a service fee, part of which can cover network costs. Coinbase One's zero-fee benefit does not cover it.

Why do other sites say Coinbase charges 1.49% or 3.99%?

They come from older guides, and they keep getting copied. Coinbase's current pricing disclosures contain no flat simple-trade percentage and no card surcharge percentage. The only percentages on the page are the limit order charges above and the processing, staking, recovery and loan fees covered further down. The page also opens with a warning that its fees "are not applicable in all regions".

We made the same mistake. Until this update, our own Coinbase review quoted a 1.49% to 3.99% simple-trade fee and a 0.60% / 1.20% entry tier on Advanced. Neither appears on any Coinbase page today, and we've corrected both. If a guide gives you one fixed Coinbase percentage, check the date and the source. Then check your own preview screen.

What are Coinbase Advanced trading fees?

Coinbase's public maker/taker schedule charges 0.40% maker and 0.60% taker below $10,000 of 30-day volume, falling to 0.00% and 0.04% above $400 million. Coinbase Advanced, the order-book screen, adds no spread, because, as Coinbase puts it, "you're interacting directly with the order book". Your own Advanced rate sits on a signed-in page and can differ. Which of the two rates you pay depends on how your order meets the book:

• Taker: an order that fills straight away, such as a market order, takes liquidity off the book and pays the taker rate.
• Maker: a limit order that waits on the book until someone matches it adds liquidity and pays the lower maker rate.
• Partly filled: the part that fills at once pays taker; the rest pays maker when it fills.

The public fee schedule

Coinbase's trading rules say the "current fee rates" are on two pages: the signed-in Advanced fees page and the public Coinbase Exchange schedule. They also warn that fees "may vary between Order Books". The public schedule is the only one you can read without an account. These Coinbase trading fees are ranked by trailing 30-day USD trading volume, not counting stablecoin pairs:

Stablecoin pairs have their own rate on that schedule: 0.00% maker and 0.0045% taker. Your tier is fixed when you place the order, so a large trade doesn't lower its own fee.

Your own Advanced rate

Your personal Advanced rate sits behind a login. The Advanced fees help page tells you to sign in and open the Coinbase Advanced fees page, and it says your tier follows "the trading volume or USDC balance criteria most favorable to you". Spot, futures and options each count volume separately. The Advanced Trade page words the balance test as your "total Asset balance (in USD)" and advertises maker fees "as low as 0.0%". Whatever your tier, the fee shows on the order preview before you confirm.

What a $1,000 trade costs on Advanced

At the public schedule's entry tier, a $1,000 market buy of bitcoin pays the 0.60% taker fee: $6.00. Post the same $1,000 as a limit order below the current price, wait for it to fill, and it pays the 0.40% maker fee: $4.00. Once your 30-day volume passes $10,000, the same two orders cost $4.00 and $2.50. None of these include a spread, because Advanced has none. To run your own numbers against other exchanges, use our crypto fee calculator.

What does Coinbase charge to withdraw?

Sending crypto off Coinbase costs an estimated network fee, shown before you confirm. Lightning and USDT sends add a small processing fee. A US wire out costs $25. For ACH, debit card, PayPal and instant cashouts, Coinbase publishes no fee figure. Here is how Coinbase withdrawal fees break down.

Crypto withdrawals

Crypto sent off Coinbase costs a network fee. Coinbase charges "a fee based on our estimate of the prevailing network fees for a stand alone wallet-to-wallet send", and shows it at the time of the transaction. What Coinbase actually pays can be lower, because it batches transactions. The fee you pay is its estimate for a single send. Sending crypto from one Coinbase user's balance to another's is free. Two sends carry an extra processing fee:

• Bitcoin over Lightning: 0.2% of the amount sent.
• USDT: 0.01% of the amount, up to 20 USDT, plus the network fee.

Cash withdrawals and deposits

Cash is mostly unpriced in public. Coinbase's funding page lists US wires at $10 for incoming transfers and $25 for outgoing transfers. For everything else, the pricing page says only that you "may be charged a fee depending on the payment method you select", and the instant cashout page says "Standard transaction fees apply". Here is what US customers can use, per Coinbase's payment methods page:

Read "None published" literally. Coinbase may still charge, and the preview is where you find out. Its instant cashout page says these typically take around 30 minutes but can take up to 24 hours, and instant bank cashouts are capped at $100,000 per transaction. Wires sent before 1:00 pm PT usually process the same business day.

Does Coinbase One remove trading fees?

Partly. Coinbase One waives the Coinbase fee on simple trades up to a monthly volume limit. It does not touch the spread, and it does not apply to Coinbase Advanced, where the two upper tiers pay a rebate instead. Prices in US dollars as listed on November 3, 2026:

The benefit disclosures set the limits. The spread still applies, the 1% limit order fee is not waived, and once you trade past your monthly limit "you're responsible for paying regular trading fees". Rebates are paid in USDC. Coinbase also notes that benefits vary by region and tier.

We don't give a break-even figure for Basic. Working one out needs the simple-trade fee rate, and Coinbase doesn't publish it. Add up the fee lines on a month of your own previews and compare the total with $4.99. If you only trade on Advanced, Basic's zero-fee benefit is worth nothing to you. The one other fee it lowers is the staking commission (31.75% instead of 35%).

What other fees does Coinbase charge?

• Staking. Staking itself is free, but Coinbase keeps a commission on your rewards: 35% as standard for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL and XTZ. Coinbase One members pay less on ADA, ATOM, DOT, ETH, SOL and XTZ: 31.75% on Basic, 28.5% on Preferred and 25.25% on Premium. Instant unstaking has a fee shown when you request it; waiting out the unbonding period is free. Our staking guide explains how rewards work.
• USDC conversions. A 0.10% processing fee applies to net conversions above $5 million in a rolling 30 days. Below that, Coinbase lists no USDC conversion fee. See our stablecoin guide for what USDC is.
• Coinbase Card. Spending carries no Coinbase transaction fee, but a spread applies when crypto is sold to pay, and ATM operators can add their own charge. Our Coinbase Card review covers the card in full.
• Sent the wrong coin? Recovering an unsupported asset costs a network fee, plus 5% of the estimated value above $100.
• Crypto-backed loans. If Coinbase has to sell your bitcoin collateral on a USD loan, it charges a flat 2% of the transaction.

Holding cash or crypto in your Coinbase balance costs nothing, and Coinbase says it has no payment for order flow arrangements with market makers.

How do Coinbase fees compare with other exchanges?

At the entry tier, Coinbase's taker fee sits between Kraken Pro's and Crypto.com Exchange's. Binance.com is cheaper but doesn't serve US residents. These are the lowest-volume maker/taker rates each exchange publishes on its own fee page, read on November 3, 2026 for Coinbase and October 17, 2026 for the others:

Sources: the Kraken, Crypto.com Exchange and Binance fee pages. Entry rates matter most if you trade small amounts. All four fall as your 30-day volume rises.

How can you cut your Coinbase fees?

1. Trade on Coinbase Advanced. It has no spread, and its fees are published and shown before you confirm.
2. Post limit orders on Advanced, not on the simple screen. A resting limit order on Advanced pays the maker rate (0.40% at the public schedule's entry tier). A simple-screen limit order adds a 1% execution fee on top of any Coinbase fee.
3. Compare previews before you pay. The simple-trade fee depends on payment method and order size. Build the same order with your bank account and with your card, and compare the totals.
4. Buy Coinbase One only for simple trades. It doesn't apply to Advanced, and the Basic tier's $500 limit is used up quickly.
5. Check the network fee before you send. The estimate appears before you confirm, and moving crypto to another Coinbase user is free.

If you are new to buying, our guide on how to buy bitcoin walks through the main routes. To see how Coinbase stacks up against other exchanges beyond fees, read our full Coinbase review or line it up against others in the exchange comparison tool.