EURe (EURe) Review
Monerium's MiCA euro stablecoin — the only EUR token with a personal SEPA IBAN
Affiliate link · doesn't affect score · independent methodology
Resumo
EURe is the first euro stablecoin issued under an EU e-money license — Monerium has held FME Iceland EMI authorization since 14 June 2019, five years before MiCA took effect. The unique architecture: every Monerium user receives a personal SEPA IBAN in their own name, where incoming EUR transfers mint EURe to a self-custody wallet and outgoing EURe burns back to a SEPA wire. EURe lives on 7 chains (Ethereum, Polygon, Gnosis, Arbitrum, Linea, Scroll, Noble) with Gnosis Chain hosting the largest EUR lending market on-chain (~$18M on Aave V3). The trade-off: EURe is essentially absent from Italian and EEA centralized exchanges (Coinbase, Kraken, Bitpanda, Young Platform, Conio all aligned with EURC, EURCV, or EURI).
EU residents who want a personal SEPA IBAN that mints stablecoin on receipt. Self-custody DeFi users active on Gnosis Chain (Aave, Gnosis Pay, MetaMask Card). Treasuries needing EMI-licensed EUR rails without going through a CEX. Investors who value the oldest blockchain-EMI license (FME Iceland 2019) over Big-Four monthly attestations.
You only use Italian CEXs (Young Platform, Conio, Bitpanda) — EURe is not listed on any of them. You want monthly third-party reserve attestations — Monerium publishes annual statutory only. You need deep CEX liquidity for size trades — daily volume is $10k-$100k. You're not comfortable with self-custody wallets.
Estatísticas rápidas
- Ticker
- EURe
- Issuer
- Monerium EMI ehf
- Peg
- EUR
- Backing
- fiat collateralized
- Market cap
- $30M
- Chains
- 7
- Attestation
- annual
- Fiat redeem
- Yes
Detalhamento da pontuação Skrumble
Leia nossa metodologia de pontuação completa.
Auditors / attestors
- · Ackee Blockchain (smart contract)
- · Annual statutory audit (no public monthly attestation)